(814) 946-1293    109 Keystone Street Altoona, PA 16602    cballos@yourchoicefcu.com    Mon – Thurs: 9am – 5pm. Lobby until 4:30pm. Fri: 9am – 6pm. Lobby until 5:30pm

Loan Rates



Loan Rates

TypeTerm / AmountsAPR (as low as)*
Signature and Co-signer loans18 months up to $2,500.00As low as 9%
-48 months / $2,501 - $5000As low as 9%
-60 months / $5,001 - $7,000As low as 9%
New Vehicle and Motorcycle Loans up to 36 months2.49%
-37 to 48 months2.49%
- 49 to 60 months2.49%
-61 to 72 months2.49%
Used Vehicles and motorcycle loans (2011 - 2014)up to 48 months3.49%
Used Vehicles and Motorcycle Loans (2015 or newer)up top 72 months2.99%
New and Used Boat, ATV, PWC, Snowmobiles, RVs, Trailers up to 72 monthsAdd .75% more on above New and Used Vehicle Rates
RV's, Pull Behind Trailersup to 72 monthsAdd 1.5% more on above New and Used Vehicle Rates
Line of Creditup to $7,0008 - 15.9%
Full Share Secured Loansup to 60 months6.00%
-61 to 72 months6.50%
-73 to 84 months7.00%
-85 to 96 months7.50%
Visa Credit Cards2.9% for the first 6 months9.90%
Home Equity Loanup to 5 years3.99%
-61 months to 10 years5.00%
-121 months to 15 years5.75%
Student Loans30 months / $2,000.00 per year8.00%