(814) 946-1293    109 Keystone Street Altoona, PA 16602    cballos@yourchoicefcu.com    Mon – Fri: 9am – 4:30pm-Lobby, 9am-5pm Drive-through

Loan Rates



Terms and conditions apply. Loan rates subject to credit approval.

Loan Rates

TypeTerm / AmountsAPR (as low as)*
Signature and Co-signer loans18 months up to $2,500.00As low as 7.99%
-48 months / $2,501 - $5000As low as 7.99%
-60 months / $5,001 - $7,500As low as 7.99%
New Vehicle and Motorcycle Loans up to 36 months2.49%
-37 to 48 months2.49%
- 49 to 60 months2.49%
-61 to 72 months2.49%
Used Vehicles and motorcycle loans (2018 - 2020)up to 48 months2.99%
Used Vehicles and Motorcycle Loans (2014 - 2017)up top 72 months3.49%
New and Used Boat, ATV, PWC, Snowmobiles, RVs, Trailers up to 72 monthsAdd .75% more on above New and Used Vehicle Rates
RV's, Pull Behind Trailersup to 72 monthsAdd 1.5% more on above New and Used Vehicle Rates
Full Share Secured Loansup to 60 months6.00%
-61 to 72 months6.50%
-73 to 84 months7.00%
-85 to 96 months7.50%
Visa Credit Cards2.9% for the first 6 months9.90%
Home Equity Loanup to 5 years2.99%
-61 months to 10 years3.99%
-121 months to 15 years4.99%
Student Loans30 months / $2,000.00 per year8.00%
Personal Line of Credit18 months up to $2,500.00As low as 6.99%
-48 months up to $5,000.00As low as 6.99%
-60 months up to $7,500.00As low as 6.99%