A variety of services to help you meet your financial needs
Similar to a savings account, the account offers a low minimum balance requirement of $5.00 and competitive dividends (interest).
Say goodbye to your old checking account and say hello to FREE credit union checking. Our checking accounts require no minimum balance, no per check
charge, and no monthly service fees.
Special accounts are similar to share savings accounts and are available for various reasons such as vacation, taxes, insurance, etc. It is perfect to set aside money in a special account for a specific need.
Discover why an investment into a credit union share certificate is a smart investment. Similar to bank certificates of deposit, the account pays much higher dividends than regular savings accounts and funds are deposited for a prescribed period of time. There is a minimum balance requirement of $500.00 and 6 month to 24 month terms are available.
Master Debit Cards: Master Debit Cards are available to transfer or withdrawal funds, available to or from your savings and share draft accounts, including point of sale transactions.
Overdraft Privilege is a service that is automatically provided to all member share draft accounts in good standing (members have the right to opt-out). With overdraft privilege your check, ATM withdrawal, Debit Card purchase or other electronic debit items may be covered by the Credit Union up to the limit of $300.00. You will be charged the standard NSF fee of $35.00 per item. You will receive notification when an overdraft occurs on your account and you will be expected to deposit adequate funds to bring your account to a positive balance within 30 days.
Personal loans are granted without collateral. The maximum limit is $7,000 per member; however individual limits are determined by your credit score. Not everyone will qualify for the maximum. Shared Secured Loans are also available.
Home Equity loans are also available. We lend 80% of the equity in your home up to a maximum of $100,000 for a maximum term of 15 years.
Our student loan program offers a $2,000 per year maximum loan, at a rate lower than the personal loan.
Don’t get taken by the dealer on bad financing!! The credit union provides competitive financing up to 6 year loan terms. Ask about a pre-approval to make that next purchase even easier.
These valuable protections are available to protect credit and deliver peace of mind. Disability protection will reimburse you for the payments you make when you are considered unable to work by a qualifying physician due to illness or injury.
Payroll deduction and direct deposit are available to make deposits to your accounts and your family member account’s. You also have the convenience of making your loan payments electronically, transferring from your savings/checking account.
Any check, any time, anywhere! Just login to our mobile app, take a picture of the front and back of the check and have it deposited to whatever account you’d like.